DSCR & Cash-Out Refinance Calculator

Analyze potential DSCR loan scenarios, cash-out amounts, and estimated closing costs for your investment property.

Step 1: Property & Income Details

Total annual rental income from the property.

$

Property taxes, insurance, maintenance, vacancy, management fees, etc.

$

Estimated market value of the property "as-is".

$

The current outstanding balance on your existing loan.

$

Step 2: Lender & Loan Details

The anticipated annual interest rate for the new DSCR loan. (Common: 8-10%)

%

The amortization period for the new loan. (Common: 30 years)

years

The minimum Debt Service Coverage Ratio required by the lender. (Common: 1.20-1.25)

Maximum percentage of the property's current value the lender will loan. (Common: 70-80%)

%

Total origination points (1 point = 1% of new loan amount).

%

Includes appraisal, title, legal, lender fees, etc.

%

Step 3: Loan & Refinance Results

Net Operating Income (NOI)

$0.00

Max Loan (Based on LTV)

$0.00

Max Loan (Based on DSCR)

$0.00

Final Maximum New Loan

$0.00

Estimated Monthly P&I Payment

$0.00

Calculated DSCR for New Loan

0.00

Estimated Cash Out

$0.00

Estimated Total Fees (Points + Other Costs)

$0.00

Your Estimated Cash to Close / Receive

Enter your details to see your estimated cash flow at closing.

$0.00